Italy net salarycalculator
Type your RAL, the gross annual salary, and see the net pay in Italy for 2026: INPS contributions, IRPEF with the deduction for employees and the tax wedge relief, local surcharges, and the monthly amount for 12, 13 or 14 payments. It also shows the TFR, the severance fund you build up.
- Free, no sign up
- Nothing is sent to a server
- Rules of 2026, with the date checked
Your numbers
Some contracts pay the extra months inside the year (14 payments) and others spread them over 12. The yearly net pay is the same; each payment changes.
Every region sets its own, from about 1.2% to 3.3%.
Every municipality sets its own, usually up to 0.8%.
Result
Fill in the fields to see the result here.
Tables of 2026, last checked on 10/21/2026. Sources: Legge di Bilancio 2026, aliquote IRPEF (Legge 199/2025), Agenzia delle Entrate, detrazioni per lavoro dipendente (art. 13 TUIR), INPS, limite minimo di retribuzione giornaliera 2026, INPS, circolare 14 del 9 febbraio 2026.
An estimate for information only. Collective agreements, company policy and special cases can change the amounts, so confirm them with your payroll department or an accountant.
How to calculate your net salary in Italy
Step 01
Type your gross salary
Per year or per month, as your contract states it. The result updates while you type.
Step 02
Tell the calculator your situation
Choose how many payments your contract has (12, 13 or 14) and adjust the regional and municipal surcharges to the place where you live.
Step 03
Read the whole picture
Net pay per month and per year, where the gross pay goes, what the employer pays on top, paid leave and what an exit would bring.
What you get
RAL to monthly net
See the net amount of each payment for 12, 13 or 14 payments a year. The yearly total does not change.
TFR included
The severance fund the employer sets aside every year, which is paid out whenever the job ends, not only on a dismissal.
Rules with a date
The rates and ceilings of Italy live in one file, with the year and the date they were last checked printed under the tool.
Private by design
The calculation runs in your browser. The salary you type never reaches a server.
How net salary works in Italy
INPS contributions take 9.19% of the RAL, with 1% more on the part above €56,224, up to a ceiling of €122,295. The IRPEF is charged on the RAL minus those contributions: 23% up to €28,000, 33% up to €50,000 and 43% above, reduced by the deduction for employees.
Low and middle incomes get extra relief: a tax wedge bonus up to €20,000, an additional deduction between €20,000 and €40,000 and, below €15,000, the integration treatment. Regions and municipalities add their own surcharge, from about 1.2% to 3.3% and up to about 0.8%.
The thirteenth month is required by law and many national collective agreements add a fourteenth. The RAL already includes them, so the monthly net changes with the number of payments but the yearly net does not.
Italy: income tax rates 2026
IRPEF brackets for 2026, after the budget law that lowered the middle rate to 33%. They apply to the taxable income, which is the RAL minus the INPS contributions. The deduction for employees, the tax wedge relief and the local surcharges are applied on top.
| Taxable income per year | Rate |
|---|---|
| Up to €28,000 | 23% |
| From €28,001 to €50,000 | 33% |
| Above €50,000 | 43% |
Italy: social contributions 2026
INPS contributions of a private sector employee. The employer rate shown is an approximation of INPS and INAIL together. The TFR accrual is the employer's yearly set aside.
| Contribution | Employee | Employer | Applies |
|---|---|---|---|
| INPS pension fund | 9.19% | 30% | Up to €122,295 |
| INPS additional contribution | 1% | Not charged | Up to €56,224 |
| Severance fund (TFR) | Not charged | 7.37% | On all pay |
Italy: rights that come with a job
What Italian law and the usual collective agreements give an employee.
| Right | What the law says |
|---|---|
| Minimum wage | No statutory minimum, set by collective agreements |
| Paid leave | 20 working days a year by law, often more by agreement |
| Public holidays | 12 nationwide, plus the patron saint of the town |
| 13th and 14th month | 13th by law; 14th by many collective agreements |
| Notice of dismissal | Set by the collective agreement, by level and years of service |
| Severance pay | TFR: about the gross pay divided by 13.5 for each year, paid on any exit |
Italy: net salary examples 2026
Calculated by the same calculator, for a single employee with the default settings and no pension, children or extras. Your numbers will differ, so use the calculator above with your own.
| Gross per year | Net per month | Net per year | Lost to tax and contributions |
|---|---|---|---|
| €22,000 | €1,550 | €18,604 | 15.4% |
| €30,000 | €1,947 | €23,368 | 22.1% |
| €45,000 | €2,499 | €29,992 | 33.4% |
| €70,000 | €3,536 | €42,432 | 39.4% |
Frequently asked questions
How much is a gross salary of €25,000 a year after tax in Italy?
With the default settings of the calculator (a single employee without children), a gross salary of €25,000 a year leaves about €20,331 a year, €1,694 a month, in 2026. Tax and contributions take 18.7% of the gross pay, and each extra unit you earn loses 41%.
How much is a gross salary of €45,000 a year after tax in Italy?
With the default settings of the calculator (a single employee without children), a gross salary of €45,000 a year leaves about €29,992 a year, €2,499 a month, in 2026. Tax and contributions take 33.4% of the gross pay, and each extra unit you earn loses 49%.
How much is the net pay of a RAL of €30,000?
About €23,368 a year with average surcharges, which is €1,947 a month over 12 payments or €1,798 over 13. In a region with a low surcharge it is €23,686.
What is the TFR?
The trattamento di fine rapporto is a severance fund. Every year the employer sets aside about the gross pay divided by 13.5, less a small contribution to the guarantee fund, and revalues the balance. It is paid out when the contract ends for any reason. After 10 years on €30,000 the accrued amount is about €22,111, before the yearly revaluation.
Do I get a 13th and a 14th month?
The 13th month (tredicesima) is paid in December by law. The 14th (quattordicesima) comes from the national collective agreement of the sector, for example in commerce it is paid in June. The RAL you read in your contract already includes both.
Is there a minimum wage in Italy?
There is no statutory national minimum wage. Pay floors are set by the national collective agreements of each sector, and courts use them to apply the constitutional right to a fair wage.
How much notice does an Italian employer have to give?
The notice period is set by the collective agreement of the sector, by level and years of service, and usually runs from the 1st or the 16th of the month. Paid leave is at least 20 working days a year by law.
Is the result an official figure?
No. It is an estimate for planning. Your payslip is the real number: employers apply their own withholding tables, benefits and agreements, and the rules of Italy change from year to year.
Is my salary stored or sent anywhere?
No. The calculation happens in your browser and nothing you type is sent to a server.
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