Portugal net salarycalculator
Type a gross salary and see the net pay in Portugal for 2026: IRS on the progressive scale, the 11% social security contribution, and the amount of each payment for 14 salaries or 12. It also shows what the employer pays on top and the notice and compensation of a dismissal.
- Free, no sign up
- Nothing is sent to a server
- Rules of 2026, with the date checked
Your numbers
Some contracts pay the extra months inside the year (14 payments) and others spread them over 12. The yearly net pay is the same; each payment changes.
Each one lowers the tax by a fixed amount.
Result
Fill in the fields to see the result here.
Tables of 2026, last checked on 10/21/2026. Sources: PwC, Guia Fiscal 2026, IRS, Segurança Social, taxa social única, Autoridade Tributária, Newsletter 39 (dedução específica), DGERT, retribuição mínima mensal garantida para 2026.
An estimate for information only. Collective agreements, company policy and special cases can change the amounts, so confirm them with your payroll department or an accountant.
How to calculate your net salary in Portugal
Step 01
Type your gross salary
Per year or per month, as your contract states it. The result updates while you type.
Step 02
Tell the calculator your situation
Choose 14 or 12 payments, say if you are married with one income and how many dependants you have.
Step 03
Read the whole picture
Net pay per month and per year, where the gross pay goes, what the employer pays on top, paid leave and what an exit would bring.
What you get
14 or 12 payments
Most contracts pay the holiday and Christmas subsidies as two extra salaries. The calculator shows the amount of each payment for both ways of paying.
The latest IRS rates
The rates include the cut approved by the parliament in October 2026, with effect from January 2026.
Rules with a date
The rates and ceilings of Portugal live in one file, with the year and the date they were last checked printed under the tool.
Private by design
The calculation runs in your browser. The salary you type never reaches a server.
How net salary works in Portugal
IRS is charged on the gross annual pay minus the specific deduction of €4,587, or the social security you paid when that is larger, on a progressive scale of nine brackets from 12.2% to 48%. Married couples with one income are taxed on half of the income, twice, and each dependant lowers the tax by €600.
The social security contribution (TSU) is 11% for the employee and 23.75% for the employer, on the whole pay with no ceiling. Together with the holiday and Christmas subsidies this makes a Portuguese contract cost its employer about 1.24 times the gross pay.
Withholding on your payslip follows the tables of the tax authority, not the annual scale, and is settled when you file the IRS return. The calculator shows the annual result divided across the payments, so the monthly figure can differ a little from the payslip.
Portugal: income tax rates 2026
IRS brackets for 2026 on mainland Portugal, applied to taxable income by slice. They include the rates of the October 2026 cut, with effect from January 2026. The Azores and Madeira have their own reductions.
| Taxable income per year | Rate |
|---|---|
| Up to €8,342 | 12.2% |
| From €8,343 to €12,587 | 15.2% |
| From €12,588 to €17,838 | 20.7% |
| From €17,839 to €23,089 | 23.6% |
| From €23,090 to €29,397 | 30.6% |
| From €29,398 to €43,090 | 34.6% |
| From €43,091 to €46,566 | 43.1% |
| From €46,567 to €86,634 | 44.6% |
| Above €86,634 | 48% |
Portugal: social contributions 2026
Social security (TSU) has one rate for the employee and one for the employer, on the whole pay with no ceiling.
| Contribution | Employee | Employer | Applies |
|---|---|---|---|
| Social security | 11% | 23.75% | On all pay |
Portugal: rights that come with a job
What Portuguese law gives an employee.
| Right | What the law says |
|---|---|
| Minimum wage | €920 a month, 14 payments |
| Paid leave | 22 working days a year |
| Public holidays | 13 national holidays, not counted as leave |
| Holiday and Christmas subsidies | Two extra salaries a year, by law |
| Notice of dismissal | 15, 30, 60 or 75 days by years of service |
| Compensation | 12 days of base pay per year of service, up to 12 months |
Portugal: net salary examples 2026
Calculated by the same calculator, for a single employee with the default settings and no pension, children or extras. Your numbers will differ, so use the calculator above with your own.
| Gross per year | Net per month | Net per year | Lost to tax and contributions |
|---|---|---|---|
| €15,000 | €1,001 | €12,018 | 19.9% |
| €25,000 | €1,574 | €18,892 | 24.4% |
| €40,000 | €2,300 | €27,599 | 31% |
| €70,000 | €3,594 | €43,127 | 38.4% |
Frequently asked questions
How much is a gross salary of €15,000 a year after tax in Portugal?
With the default settings of the calculator (a single employee without children), a gross salary of €15,000 a year leaves about €12,018 a year, €1,001 a month, in 2026. Tax and contributions take 19.9% of the gross pay, and each extra unit you earn loses 26%.
How much is a gross salary of €40,000 a year after tax in Portugal?
With the default settings of the calculator (a single employee without children), a gross salary of €40,000 a year leaves about €27,599 a year, €2,300 a month, in 2026. Tax and contributions take 31% of the gross pay, and each extra unit you earn loses 46%.
How much is the net salary of €25,000 a year in Portugal?
About €18,892 a year, which is €1,349 a payment over 14 payments or €1,574 over 12. IRS is €3,358 and social security €2,750.
Do I get 14 salaries in Portugal?
By law you receive the holiday subsidy and the Christmas subsidy, each worth a month of pay, so a contract of 1,500 euros a month is paid 14 times. Many employers offer to spread the subsidies over the twelve months: the yearly net pay is the same.
What is the minimum wage in Portugal?
€920 a month, paid 14 times, in 2026. Paid leave is 22 working days a year, and the meal allowance is tax free up to €6.15 a day in cash and €10.46 on a card.
How much compensation and notice does a dismissal bring?
For a collective dismissal or the end of a position, the notice is 15 days under one year of service, 30 days up to five years, 60 days up to ten and 75 days beyond. The compensation is 12 days of base pay per year of service. After 8 years on €25,000 that is about €6,575.
What is IRS Jovem?
A tax exemption for employees up to 35 years old, for ten years: 100% of the income is exempt in the first year, 75% in years two to four, 50% in years five to seven and 25% in years eight to ten, up to a ceiling. It is not included in the calculator.
Is the result an official figure?
No. It is an estimate for planning. Your payslip is the real number: employers apply their own withholding tables, benefits and agreements, and the rules of Portugal change from year to year.
Is my salary stored or sent anywhere?
No. The calculation happens in your browser and nothing you type is sent to a server.
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